Life insurance

How would your family manage financially without you should the worst happen?  Life insurance can ensure that your family maintains their lifestyle even if you and your income are lost.

Having secured your perfect home, few people consider how they could keep it should the worst happen. Life insurance is just one step to securing your family’s future. 

While life insurance is not compulsory for a mortgage, hundreds of families across the UK have insufficient cover. In the event of your death, your family could be left not only without you, but without your income and the financial stability which that brings. A life insurance policy can ensure that, should the worst happen, your family receives payment to maintain their lifestyle; contributing to bills, mortgage payments and other debts, or any other financial aspects of your life. 

Most life insurance policies will provide a tax-free lump sum to your dependents in the event of your death, which can then be used by your dependents however they so choose. Throughout the term of your policy, you will pay a monthly premium that will vary depending on the type of life insurance cover or policy that you choose. Our advisors will always be happy to go through any insurance policy with you, and will accompany you through the application process to ensure all of the information is correct, and that you understand the level of cover that you will be receiving.