This website is operated by Mortgage Sense, whose registered office is at: First Floor Offices, Buck House, Holyrood Street, Chard, Somerset TA20 1PH (“we”, “us”, “our”).
1. Use of this Site:
Each time you access this Site, you acknowledge that it is your responsibility to read the latest version of these Conditions. We reserve the right to change, alter or amend these Conditions at any time without notice. Your continued use of this Site signifies your acceptance to be bound by the latest published version of these Conditions.
2. Availability & Content of this Site:
We try to ensure that all information on this Site is accurate and error-free but we do not represent or warrant that the material comprised in this Site is completely, accurate or up to date.
We will try to make this Site available to you for your use and enjoyment at all times, but you acknowledge that such access may on occasions be restricted or be unavailable due to maintenance or technical issues.
We do not warrant that this Site or the server that makes it available are free of viruses or other harmful components and shall not be held responsible for any breach of these Conditions caused by circumstances beyond our reasonable control.
To add value to visitors’ experiences when using this Site, we may provide links to other websites or resources for you to access at your sole discretion, but you agree that we shall not be responsible or liable to you in respect of the availability or content of any such external site.
If the advertising, offering for sale or selling of the services or any goods on this Site is illegal for any reason in the jurisdiction in which it is accessed or viewed, access to and/or viewing of such material is not authorised by us and you accept that any continued use is unauthorised and illegal.
3. Malicious Use of this Site
You must not use this Site or its content in any way that may be deemed to be malicious and this shall include but so as not to be limited to, knowingly, or allowing any third party to, introduce, post or transfer material which is malicious or intended to be technologically harmful to this Site and/or our property. You must not attempt to gain unauthorised access to this Site, its content, or the server(s) upon which it is held. Breach of this provision shall constitute a criminal offence under the Computer Misuses Act 1990 and we will report any such breach to, and work with, the relevant law enforcement authorities to identify and bring a prosecution against you, where we consider this to be appropriate.
4. Our Liability
We exclude our liability to you, to the maximum extent permitted by law, in respect of your use of this Site, except that nothing in these Conditions shall restrict our liability for death or personal injury resulting from our negligence, breach of contract or breach of statutory duty, or arising as a result of fraud or fraudulent misrepresentation.
We will not be deemed to be in breach of contract or in breach of these Conditions as a result of any delay in our performance or failure to perform our obligations if that delay or failure is due to any cause or circumstance beyond our reasonable control including, but not limited to, fire, flood and other acts of God, breakdown of equipment, road traffic problems, accident, disruption to energy supplies, strikes, riot, civil commotion or acts of terrorism or war.
5. Intellectual Property
Save as otherwise provided in these Conditions, you acknowledge and agree that all copyright, trademarks and all other intellectual property rights in all materials and/or content made available as part of your use of this Site shall remain our property, at all times. You are permitted to use such material only as expressly authorised by us, including printing such material for your own personal, non-commercial use, and otherwise in accordance with these Conditions. No other license or rights are granted.
You accept that any and all text, images, symbols, logos, website code, files and other material (collectively “Content”) published on, or forming part of, this Site are our sole property, or are duly licensed to us.
No part of the Content contained on this Site may be reproduced or stored in any retrieval system, for any commercial purpose. You acknowledge and agree that such Content is made available for your personal non-commercial use only, which you may only download for the purposes of using this Site. You further acknowledge and agree that any other use of such Content is strictly prohibited and you agree not to, nor to assist any other person to, copy, reproduce, transmit, publish, distribute, commercially exploit or create derivative works of it or any part of it.
You may not assign, sub-license or otherwise transfer any of your rights under these Conditions; however, you accept that we may do so, if we consider this appropriate.
A person who is not party to these Conditions shall have no rights under the Contracts (Rights of Third Parties) Act 1999 or otherwise, to enforce any term of these Conditions.
These Conditions set out the entire agreement and understanding between you and us in relation to your use of this Site and supersede all prior representations, understandings and agreements of whatever nature between you and us.
If any part of these Conditions is deemed by any competent authority to be void or ineffective for any reason, the remainder of these Conditions shall continue without the ineffective provision(s) and shall remain in full force and effect.
These Conditions are subject to the law of England, with English courts having exclusive jurisdiction.
We recommend that you print out a copy of these Conditions for your reference.